專業詞彙中英對照






   
保險詞彙(M-R)

 

英文詞彙

中文詞彙

M
Major Hospitalization Insurance 高額住院費用保險
Major Medical Expense Insurance 高額醫療費用保險
Malingering 裝病
Malpractice 不當行為
Malpractice Insurance 專門職業不當行為責任保險
Mandatory Valuation Reserve 法定有價證券價格變動準備金
Mandatory Provision 法定條款
Market risks 市場危險
Marine Insurance 海上保險
Marital Deduction 配偶扣除額
Marshaling Of Assets 財產清償位
Master Plan 總退休計劃
Material Fact 重要事實
Mathematical Risk 數學危險
Maturity Date 滿期日
Maturity Value 滿期值
Maximum Average Indexed Monthly Earnings 指數基準最高平均月薪津
Maximum Probable Yearly Aggregate Dollar Loss 最大預期之每年損失總金額
Maturity Average Monthly Wage 最高平均月工資
Maturity Disability Policy 最高補償殘疾保險
Maturity Wage Base 最高工資額
Mean Reserve 期中責任準備金
Medical Examination 體檢
Medical Examiner 體檢醫生
Medical Expense Insurance 醫療費用保險
Medical Information Bureau 病歷資料服務所
Medical Insurance 醫療保險、有體檢保險
Medical Payments Insurance 醫療費保險
Moral Hazard 道德危險
Morale Hazards 怠忽危險
Mortality Insurance 死亡保險
Mutual Company 相互保險公司
Mutual 相互保險社
Mutuality 相互性

N
National Health Insurance 國民健康保險
Natural Death 自然死亡
Natural Group 自然團體
Natural Premium 自然保費
Need 保險需要
Negligence, Gross 重大疏忽
Net Amount At Risk 風險淨額
Net Cost 純成本
Net Earning 淨盈餘
Net Gain From Operation 保險營業淨利
Net Level Premium 平準式純保費
Net level Premium Reserve 淨平準保費準備
Net Premium Rate 純保費費率
Net Surplus 淨盈餘
Net Taxable Estate 應課稅遺產淨額
Nonadmitted Reinsurance 非認可再保險
Nonassessable Contract Or Policy 不契追征保費保險契約
Nonasignable Contract Or Policy 不可轉讓契約 (保險)
Nondeductible 不可扣除額、無自負額
Nondisabling Injury 非殘疾傷害
Nonduplication Of Payments (Or  Benefits) 不重覆給付
Nonforfeitable 不沒收額
Nonforfeiture Option Or Provisions 不沒收條款
Nonforfeiture Value 不沒收價值
Noninsured Plans 非保險型退休計劃
Non-ledger Assets 未入帳資產
Nonmedical 無體檢
Nonmedical Insurance 無體檢保險
Nonoccupational Insurance 職業外疾病傷害保險
Nonparticipating Fund 無分紅保險基金
Nonprobate Property 非查驗遺產

O
Objections In The Interview 拒絕投保
Obligatory Reinsurance 業務再保險
Obligatory Treaty 義務再保險合約
Occupational Hazard 職業危險
Occupational Policy 職業保險
Offer 申請投保
Offer And Acceptance 要約與承諾
Old-Age Benefit For Spouse Of Worker 勞工配偶老年給付
Old Age and Survivors Insurance 老年及遺族保險
Old Age Security 老年保障制度
Old Age, Survivors, And Disability Insurance 老年遺族及殘疾保險
Old Age, Survivors, Disability and Health Insurance 老年、遺族、殘疾及健康保險
Older Age Policy 老年醫療保險
Old Line 傳統的人壽保險
Old Line Legal Reserve 傳統的人壽保險法定責任準備金
Open Certificate 開放型保單
Open Cover (再保) 預約再保險
Open Debit (收招合一制) 直接繳費
Open Policy 開放型保險
Option (保險契約)選擇權
Optionally Renewable Contract 選擇更新保險
Optional Paid-Up Insurance 選擇繳清保險
Ordinary Agent 普通險業務員
Ordinary Fire Insurance 普通火災保險
Ordinary Insurance Account 普通保險契約帳
Ordinary Insurance Company 普通壽險保險公司
Ordinary Life-Whole Life-Straight Life 終身保險
Original Insurance 原保險
Outstanding Premium 未收保險費
Over Insurance 超額保險
Overhead Expense Policy 營業費用保險
Overinsurance 超過保險

P
Paid For Credit 新契約換算額
Paid In Advance 預繳保費
Paid Up Additions 增額繳清保險
Paid- Up Policy 繳清保險
Paid- Up Value 繳清價值
Pairs and Sets Clause 一套或一組條款
Parent Benefit 雙親給付
Partial Vesting 部分受領權
Participant 參加者、參加員工
Participating Insurance 分紅保險
Partnership 合夥
Partnership Entity Plan 合夥人買賣協定
Part-time Employees 兼職僱員
Party-in-interest 利害關係人
Past Service Benefit 過去服務年給付
Past Service Cost 過去服務年資給付成本
Past Service Credits 認可的過去服務年資基數
Past Service Liability 過去服務年負債
Pay-As-You-Go Plan 隨支隨付計劃
Payment To The Estate 保險金當作被保人之遺產
Payment on account clause 預付賠款條款
Payor Clause 保費免繳條款
Payor Insurance 額外繳費者保險
Payroll Audit 薪資查帳員
Payroll Deduction 薪資減項、扣薪
Pecuniary Interest 金錢上之利益
Personal Contract 對人契約
Pension, Normal Cost 正常退休金成本
Pension Plan 退休金計劃
Pension Plan Trustee 退休金計劃受託人
Preamble; Recital clause 序文
Premises clause 擴大承保處所條款
Presumption Of Negligence 過失推定責任
Probable Maximum Loss, PML 可能最大損失
Professional Liability Insurance 職業責任保險
Professional fees clause 專業費用條款
Promissory Warranties 承諾保證
Pro rata distribution clause 比例分配條款
Physical hazards 實質危險
Policy 保險單
Premium Pure 純保費
Primary Covera 優先賠款責任制
Public adjuster 公共理賠人
Proportional treaty 比例性合約
Personal injury 名譽傷害
Policy limit 保單上限
Preexisting condition 原已存在因素
Preferred Provider Organization, PPO 優先供應者組織

Q
Quadruple Indemnity 四倍型意外傷害險
Qualification Laws 保險從業員資格法
Qualified Joint And Survivor Annuity 適格連生生存者年金
Qualified Pension Plan 適格退休金計劃
Qualified Profit-Sharing Plan 適格利潤分享計劃
Qualified Prospect 合格準保戶
Qualified Trust 適格退休金信託
Qualifying Prospects 調查準保戶
Quantity Discount 高額保險折扣優待
Quarantine Indemnity 傳染病隔離補償
Quasi-Insurance Institution 準保險制度
Qui Facit Alium, Facit Per Se (拉丁文) 代理
Quota Share Reinsurance 比率再保險
Quota Share Treaty 比率合約
 
R
Reinsurance 再保險
Reinstatement 復效
Retrospective Insurance 追溯保險
Rights of Ownership 物上代位
Representation 告知義務
Rate-making 費率釐定
Retrospective Rating Method 追溯費率法
Revocable Designation 可取消指定
Retention 自留額
Renewability 續保性
Retrocession 轉再保險
Rent Insurance 租金保險
Rent Value Insurance 租賃價值保險
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